Tag Archives: Reflections

ZENITH BANK Plc – Nigeria’s Largest Bank!

Goodness Gracious, why write about a Nigerian Bank?

Simply, because it is a great example!

Zenith Bank Plc has grown to be Nigeria’s LARGEST BANK and the SIXTH-Largest Bank in Africa!

It was founded in 1990.

It has $19.3 Billion US in assets, 500 branches throughout Nigeria.

The Bank concentrates on SERVICE to its customers, it seeks to deliver exceptional service, that exceeds customer expectations. Recently I stood in line at a Sun Trust Bank on Friday afternoon at 2:00 and waited 18 minutes.  Everyone in line was fuming!

Recently the Zenith Bank won “the best customer service award in Nigeria in The 2015 Global Banking Finance Review.

Zenith Bank’s gross earnings for the half-year period ending June 30, 2015, rose 24% to US$1.15 Billion over the same period last year. (Forbes Magazine, “Best of Africa.)

I do not think there are any banks in the good old USA that can equal those impressive figures!

What do you think?  Has the “Fed hurt the Spread?”

BYE, BYE, BOEHNER!!!

No tears now!

Boehner was a miserable failure!  His questionable  “leadership,” consisted of surrendering negotiations of the conservative Congress we elected to the absurd Obama!

Boehner sold us out!

He never built a common cause with demoncrats for a partial solution to the huge problems!

Capitulation was his strategy!

He played golf with Obama and stunk at both activities!

I called for his removal years ago…perhaps my call was heeded…late…but heeded!

Ted Cruz, Republican, Texas, U.S. Senator.

Rafael Edward Cruz, 44,  seeks to position himself as the most conservative member of a very conservative field of Republican candidates for President of the United States of America. (POTUS.)  Cruz was born in Calgary, Alberta, Canada.  His parents worked in the oil industry, and moved to Houston, Texas as a child. A very bright young  economics.man, at age 13 he enrolled in an after school program, the merits of free market economics.  However, his true love was the U.S. Constitution.  At Princeton he was a national debate champion, and attended Harvard Law.  He was recommended for a Supreme Court Clerk. He served under Chief Justice William Rehnquist.  His father was a Cuban revolutionary who fought against Batista, fled to U.S.  with $100.00 sewn in his underware launched an oil business.  Now is an itinerant minister with a fervent Tea Party following.

Cruz is an ardent campaigner, crisscrossing the Bible Belt Alabama, Tennessee, Oklahoma.  He has raised in excess of $50 Million Dollars a total ranking second only to Jeb Bush.  Cruz states, “I grew up a movement conservative.  That’s who I am. I don’t have to fake it!”  He is as disciplined performer as anyone in politics.  His stump speech, delivered without notes or teleprompter, is precisely honed, down to the jokes and pauses for emphasis. He is relentlessly on message.

His campaign is to change the Republican Party  to Conservativism.  “That’s what is at stake!”

We will watch and see.

“Political Correctness” is a Disease?

“Political Correctness, is a term that has grown in usage over the past 8 years, it has a questionable origination, and has been abused, used, misused by the liberals of this country. “We must not say anything that may possibly offend someone”  WHY?

Isn’t this a country founded upon “free speech, freedom of expression?” I believe that we must not permit this abuse to continue, to travel down this road leads to oblivion. I have noticed in my travels to speak to students in elementary high school and colleges ,it is a huge problem, being “politically correct” that has affected most school text books, whereby they place “political correctness” ahead of accuracy!.  I received information from a school teacher in North Carolina, that a bill has been introduced in the legislature to “begin teaching American history with Abraham Lincoln,” presumably because early Presidents may have had slaves!  Really?  YES, REALLY!

For years Barack Hussein Obama has employed “p.c”” ad nauseam, to a sickening degree over and over again!  Example – he refuses to use the word “terrorists” when referring to the barbaric thugs ISIS, or if you prefer ISIL..to be “P.C.”.

It seems to me that the “nuts are in charge of the asylum.”  P.C. is a disease of the brain, just as the expression “you know,” A few months ago I watched one Phil Jackson, Coach of the Los Angeles Laker basketball team in an interview on ESPN say in response to question – “To what do you attribute your teams season?”  Response, “Well, you know, we should have done better, you know, and Kobe Bryant does his thing, you know, and he, you know was injured, you know, and the team was affected, you know, you know I guess that is it.”  I counted 27 times he used “you know,” during a 2 minute interview!!

Don’t you know that is ridiculous and absurd?  Our young people pick it up and use it the same way in all of their discussions, to the point that nobody knows what they are saying, you know!  (Just injecting a little humor.)

It reached such levels that I actually called FOX NEWS and complained that members of their T V staff used it, including SEAN HANNITY!

COME ON AMERICA!  WE CAN/MUST DO BETTER THAN THIS!!!!

HILLARY RODHAM CLINTON !

Over the past few weeks this country has witnessed the most awful, destructive conduct of any human ever running for the office of the President of USA!  Hillary Rodham Clinton’s lies, evasiveness, destruction of government property to avoid prosecution, is but a few of the deliberate acts she has perpetrated upon this country.

In my opinion, she has forfeited the right to run, she will be replaced by Bernie Sanders, Joe Biden or Elizabeth Warren!

What do you think?

GOP DEBATE GRADES!

I watched every minute of the first GOP Presidential Debate 8/6.  I was not disappointed, 17 folks put forth their best efforts, and some sadly, were lacking!  I prepared notes, grades for each, including opening, closing remarks, response to questions, attitude, disposition and effectiveness, creating a grading system of 1 – 100, 100 being highest, 70 being passing, below 70, failure.  Judging performances, some were very good, others not so good…you reach your own conclusions.

Most of the seven on the early show failed.

Rick Perry – 70.

Gov. Pataki – 60.

Carly Fiorina – 88.

Rick Santorum – 55.

Bobby Jindal – 70.

Lindsey Graham – 40.

Gov. Gilmore – 42.

I would promote FIORINA to the top tier, without doubt, she was truly outstanding, and Rick Perry’s complement to her was GREAT!  Gov. Bobby Jindal did good, would like to hear more from him!  Gov. Rick Perry definitely improved over his last run, and earns another look.  Lindsey Graham was the flop of the night, time for him to say “Good Bye!”  Pataki, Santorum, Gilmore were all sadly lacking!

The top 10 were as good as advertised, each were interesting.

Marco Rubio – 70.

Dr. Carson – 55.

Jeb Bush – 68.

Donald Trump – 80.

Ted Cruz – 80.

Chris Christie – 55.

John Kasich – 55.

Rand Paul – 62.

Mike Huckabee – 68.

Scott Walker – 77.

I calls ’em as I sees ’em …I will appreciate your ideas, comments.  This BLOG is widely monitored! Of course, all are subject to change, but those who tabulated below 70 should look to get out now!

RUN JOE, RUN! PLEASE!

Now is the time for all good men to come to the aid of their Country!

I’m going to make this brief…Hillary Rodham Clinton needs serious opponent!  Watching the “talking heads,” on TV, that great waste land, one would think that Hllary has already ordered new bed linens for The White House, which she will take with her when she departs in 8 years!

Now, it appears that Vice President Joe Biden, after receiving an urging from his dying son “Beau,” is seriously considering a run!  This morning, one Barack Hussein Obama entered the scene saying, he would like “…a spirited contest for the nomination.”

Come on, Joe, RUN!

It will make it very interesting to see who the GOP will select, and goodness knows, they got a whole bunch of folk interested!

I can hardly wait for the conventions!

Obama Orders Hillary Hit?

Well, now, in an almost ignored news item, that is the national “talking heads,” ignore urgent news because of their bias…we report, you decide!

Last week, New York Times, published a report that Two Inspector General from the Barack Hussein Obama administration want the Justice Department to investigate “…the handling of classified materials, by Hillary Rodham Clinton…”  There is little doubt that Hillary is bleeding profusely, and once again, her character is in serious question, and in my opinion,   reveals she is fatally flawed!  If she didn’t have bad character she would have none at all!

This type of attack  originates at the highest of levels.  Just as it was, when Jimmy Carter ordered the hit on Georgia Commissioner of Labor, Sam Caldwell, with whom he had a political collision, and Caldwell won!  I suspect that none other than Valerie Jarrett leaked the memos requesting the probes, “a senior government officer,” is how the Times described it.  No doubt, that if Valerie Jarrett did it, she did it with the blessings of Obama, this was an approved hit!  (Obama was out the country visiting Africa.)

I vividly recall back on 10/12/2014 Hillary Rodham Clinton orchestrated Leon Panetta’s contract hit on Obama when he stated, “…Obama is too willing to give up…” Obama was infuriated and I contend this is his payback!   And we all know “Payback is a Bitch!”

I have often described Bill and Hillary Clinton as the lowest form of life, both of them are accomplished, degenerate liars, cheats and frauds!

Now, Hillary’s dream is in mortal danger…

I may be wrong, but I doubt it!  I invite your reply/response.

 

TRUMP THAT!

YES! Donald Trump let the good times roll!

I vividly recall attending the first John McCain speech in South Carolina, being invited by several of the GOP heads.  I left with a weak, sad feeling that this wounded warrior was not attacking the obvious.  Soft, non-offensive, politically correct pablum that did not earn one single standing ovation. He left the arena without shaking one hand, got into his limo and sped off with no escort! I tried to reach out to his campaign, but to no avail.  “We will tell the Senator your concerns. Thank you.”  I let it be known then, that McCain was dying on the vine!

I say, damn it, “TELL IT!”  If you want to run and win, tell it like it is, and be proud!  Be firm, aggressive and stand up for “AMERICA!”  “MY COUNTRY TIS OF THEE, SWEET LAND OF LIBERTY, OF THEE I SING!” Shout it out!

Here Comes Hillary!

Today, 7/13/2015,  Hillary Rodham Clinton sought to re-invent herself for the umpteenth time! She provided her Pablum, Gruel that is her fare.

She took on Wall Street, took a giant step toward informing Democrat voters that she is the Progressive Candidate with a progressive agenda. “Tax increases and more regulation on Wall Street with regulatory burdens on employers; more government spending in an attempt to out spend Barack Hussein Obama, paid for by more government debt.”  One would think that Hillary had been sleeping these past 6 years, as that Obama attitude didn’t work out very well!  She is trying to eliminate her opponent, Sen.  Bernie Sanders, in her demented  party  dominated by the progressive left.

It will be interesting to see how GOP candidates deal with her agenda.  I would like to see less business regulation, turn the economy loose, not impede it with more regulatory burdens. Less federal programs, less federal spending. A BUDGET that the politicians must live by!

Hope you will read and comment, we are getting a lot of hits, and we are just beginning!